Yes, I got my wallet lifted on the subway Saturday. What do I do now? Never leave the house with my credit cards and ID? Never leave the house AT ALL?
I thought about that and then realized that, hey, I am perfectly capable of getting robbed at home, right here on the Internet. So I might as well go out and about since my inbox is no safer than the downtown #2 train.
There are all sorts of scams, hoaxes, and viruses that arrive in your daily email waiting to trip you up. Just like I know to always place valuables in a zippered compartment and hold my hand bag under my arm and in front of me, I know to be wary of opening attachments from people I don't know and never, ever fall for an offer that sounds too good to be true.
I am the Queen of Hoax Discovery and hold an honorary degree in Anti-Virus detection. When I worked at American Express, my buddies on the Help Desk gave me the title "Dr. Judy" since I was the first tech to discover a virus at work (Cap-A).
Yet, as much as I thought of myself as a streetwise New Yorker with a dash of Detroit grit, I got my wallet lifted on the train like any naïve tourist. And once upon a time I, Dr. Judy, Battler of Scams and Virus Avenger, got snagged in a phishing scam like a dumb luser [sic].
A few years ago I received an email that looked like it was from AOL that said I had received an e-card from someone. I receive e-cards all the time from friends and family so this didn't seem unusual. And just like I was distracted on the train, I was distracted online. I was checking email while watching a movie and talking on the telephone (don't ask!)
When I clicked on the link for the e-card it took me to a web page to type in my AOL screen name and password. My website, LaMusica.com used to be an AOL partner so it looked to me like a regular AOL branded screen page. NOT!
It was in fact a scam to steal my user ID and password for AOL. As soon as I entered the information I realized, "doh!," that I had been phished. If you're not familiar with that term it simply means an electronic scam where a thief "fishes for" your personal information.
I immediately logged on to AOL but at that point my password had already been reset by the phishers. AOL tech support was so lame, didn't acknowledge that this scam was going on and made it so difficult for me to have my password reset that I simply closed my account. That they could do without identifying me. Go figure. AOL's for lusers.
The moral of the story is to always be on your toes when you're outside and be on your fingers (so to speak) when you're inside. It's a dangerous world out there but if you stay alert it's still pretty wonderful.
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